ZIP Code 89830 — Montello CDP, NV Demographics & Data

ZIP code 89830 covers Montello, NV in Elko County with a population of about 114.

At a glance, the area shows median age of 67.5 versus a U.S. median of about 38.9.

It sits in telephone area code 775; U.S. House district NV-2; the SALT LAKE CITY media market.

Montello, NV fits a retirement-oriented profile (high share of residents 65+ (76.3%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 23.7%; unemployment rate near 0.0%; 14.0% of adults with a bachelor’s degree or higher (about 19.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Real estate; a mean commute of about 16.0 minutes (U.S. average near 26.8).

Median home value is about $156,900 — about 55% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 89830 in Montello, NV, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,008. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Montello CDP, NV as Relatively Moderate (composite score 87.9), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (99.9) and flood (54.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Montello CDP, NV show little to no average snow and around 8.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 4 for ZIP 89830 (Montello CDP, NV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.