ZIP Code 90040 — Commerce city, CA Demographics & Data

ZIP code 90040 covers Commerce, CA in Los Angeles County with a population of about 11,683.

At a glance, the area shows median age of 37.5 (near the U.S. median).

It sits in telephone area codes 213, 323; U.S. House district CA-42; the LOS ANGELES media market.

Median household income in ZIP 90040 is about $70,909 — about 6% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.5%; unemployment rate near 4.6%; 11.7% of adults with a bachelor’s degree or higher (about 22.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Education; about 7.8% of workers reporting work-from-home (about 7.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $576,900 — about 66% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,270 (about 9% above the U.S. median rent ($1,163)), and owner-occupancy near 54.1% (about 11.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 90040 in Commerce, CA, a household would need roughly $159,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,706. That is about 124% above the local median household income ($70,909), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Commerce city, CA as Very High (composite score 100.0), which is among the highest nationally. The strongest component scores on US5 are flood (100.0) and wildfire (99.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Commerce city, CA show little to no average snow and around 14.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 575 for ZIP 90040 (Commerce city, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.