Median home value is about $793,600 — about 128% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,775 (about 53% above the U.S. median rent ($1,163)), and owner-occupancy near 45.4% (about 20.0 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 90717 in Lomita, CA, a household would need roughly $218,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,098. That is about 134% above the local median household income ($92,984), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.