ZIP Code 91732 — El Monte city, CA Demographics & Data

ZIP code 91732 covers El Monte, CA in Los Angeles County with a population of about 58,056.

At a glance, the area shows median age of 38.3 (near the U.S. median).

It sits in telephone area code 626; U.S. House district CA-31; the LOS ANGELES media market.

El Monte, CA sits in a university / college context (near premiere career college (1.5 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 91732 is about $67,172 — about 11% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.9%; unemployment rate near 5.5%; 15.3% of adults with a bachelor’s degree or higher (about 18.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Retail trade; about 4.8% of workers reporting work-from-home (about 10.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $628,400 — about 81% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,562 (about 34% above the U.S. median rent ($1,163)), and owner-occupancy near 43.6% (about 21.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 91732 in El Monte, CA, a household would need roughly $173,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,037. That is about 158% above the local median household income ($67,172), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for El Monte city, CA as Very High (composite score 100.0), which is among the highest nationally. The strongest component scores on US5 are flood (100.0) and wildfire (99.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for El Monte city, CA show little to no average snow and around 15.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,857 for ZIP 91732 (El Monte city, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.