Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP 93944 is tagged as a military / base community. Loading DoD locality rates… Rates are a planning reference — confirm with finance or the official DTMO BAH lookup.
ZIP code 93944 covers Monterey, CA in Monterey County with a population of about 2,719.
At a glance, the area shows median age of 22.4 versus a U.S. median of about 38.9.
It sits in telephone area code 831; U.S. House district CA-19; the MONTEREY - SALINAS media market.
Monterey, CA reads as a military / base-oriented community on US5’s intent model (elevated veteran share (46.6%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.
US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.
On socioeconomic markers, US5 shows a poverty rate of 35.1%; unemployment rate near 0.0%; 58.8% of adults with a bachelor’s degree or higher (about 25.1 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Public administration, Utilities, and Administrative support; about 37.1% of workers reporting work-from-home (about 21.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing tenure and rents show owner-occupancy near 0.0% (about 65.4 points below the national owner-occupancy rate (65.4%)).
FEMA’s National Risk Index rates natural-hazard risk for Monterey city, CA as Relatively High (composite score 98.7), which is among the highest nationally. The strongest component scores on US5 are wildfire (98.7) and flood (97.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.
Climate normals for Monterey city, CA show limited published climate normals on US5.
IRS migration statistics show a net inflow of about 134 for ZIP 93944 (Monterey city, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.