ZIP Code 95233 — Avery CDP, CA Demographics & Data

ZIP code 95233 covers Avery, CA in Calaveras County with a population of about 204.

At a glance, the area shows median age of 69.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 209, 350; U.S. House district CA-5; the SACRAMNTO - STKTN - MODESTO media market.

Avery, CA fits a retirement-oriented profile (high share of residents 65+ (50.5%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 95233 is about $48,705 — about 35% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 27.9%; unemployment rate near 29.0%; 18.6% of adults with a bachelor’s degree or higher (about 15.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Other services, Manufacturing, and Transportation; about 57.4% of workers reporting work-from-home (about 42.2 points above the U.S. share (15.2%)); a mean commute of about 49.0 minutes (U.S. average near 26.8).

Median home value is about $298,200 — about 14% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95233 in Avery, CA, a household would need roughly $82,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,916. That is about 68% above the local median household income ($48,705), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Avery CDP, CA as Relatively Moderate (composite score 86.6), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (99.5) and flood (77.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Avery CDP, CA show little to no average snow and around 55.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 10 for ZIP 95233 (Avery CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.