ZIP Code 95248 — Rail Road Flat CDP, CA Demographics & Data

ZIP code 95248 covers Rail Road Flat, CA in Calaveras County with a population of about 66.

At a glance, the area shows median age of 11.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 209, 350; U.S. House district CA-5; the SACRAMNTO - STKTN - MODESTO media market.

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%.

Labor and commute patterns include leading industry context around Construction; a mean commute of about 16.0 minutes (U.S. average near 26.8).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Rail Road Flat CDP, CA as Relatively Moderate (composite score 86.6), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (99.5) and flood (77.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Rail Road Flat CDP, CA show little to no average snow and around 55.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 3 for ZIP 95248 (Rail Road Flat CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.