ZIP Code 96048 — Junction City CDP, CA Demographics & Data

ZIP code 96048 covers Junction City, CA in Trinity County with a population of about 1,197.

At a glance, the area shows median age of 48.6 versus a U.S. median of about 38.9.

It sits in telephone area code 530; U.S. House district CA-2; the CHICO - REDDING media market.

Median household income in ZIP 96048 is about $63,199 — about 16% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 21.1%; unemployment rate near 12.4%; 20.2% of adults with a bachelor’s degree or higher (about 13.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Transportation, and Education; about 30.8% of workers reporting work-from-home (about 15.6 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $400,800 — about 15% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $497 (about 57% below the U.S. median rent ($1,163)), and owner-occupancy near 72.5% (about 7.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 96048 in Junction City, CA, a household would need roughly $110,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,575. That is about 74% above the local median household income ($63,199), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Junction City CDP, CA as Relatively Low (composite score 79.5), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (98.5) and flood (79.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Junction City CDP, CA show little to no average snow and around 37.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 59 for ZIP 96048 (Junction City CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.