ZIP Code 96104 — Cedarville CDP, CA Demographics & Data

ZIP code 96104 covers Cedarville, CA in Modoc County with a population of about 883.

At a glance, the area shows median age of 54.4 versus a U.S. median of about 38.9.

It sits in telephone area code 530; U.S. House district CA-1; the CHICO - REDDING media market.

Median household income in ZIP 96104 is about $51,484 — about 31% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.3%; unemployment rate near 4.6%; 16.2% of adults with a bachelor’s degree or higher (about 17.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Agriculture, and Healthcare; about 40.4% of workers reporting work-from-home (about 25.2 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $248,200 — about 29% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $713 (about 39% below the U.S. median rent ($1,163)), and owner-occupancy near 72.3% (about 6.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 96104 in Cedarville, CA, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,594. That is about 32% above the local median household income ($51,484), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cedarville CDP, CA as Very Low (composite score 39.7), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (92.9) and flood (44.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cedarville CDP, CA show little to no average snow and around 13.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 43 for ZIP 96104 (Cedarville CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.