ZIP Code 96112 — Fort Bidwell CDP, CA Demographics & Data

ZIP code 96112 covers Fort Bidwell, CA in Modoc County with a population of about 172.

At a glance, the area shows median age of 50.5 versus a U.S. median of about 38.9.

It sits in telephone area code 530; U.S. House district CA-1; the CHICO - REDDING media market.

Fort Bidwell, CA reads as a military / base-oriented community on US5’s intent model (base-related place names in city/county context). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 96112 is about $36,750 — about 51% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.9%; unemployment rate near 4.3%; 35.2% of adults with a bachelor’s degree or higher (about 1.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Information, and Food services; about 29.6% of workers reporting work-from-home (about 14.4 points above the U.S. share (15.2%)); a mean commute of about 62.0 minutes (U.S. average near 26.8).

Median home value is about $193,800 — about 44% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $128 (about 89% below the U.S. median rent ($1,163)), and owner-occupancy near 59.3% (about 6.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 96112 in Fort Bidwell, CA, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,245. That is about 44% above the local median household income ($36,750), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fort Bidwell CDP, CA as Very Low (composite score 39.7), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (92.9) and flood (44.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fort Bidwell CDP, CA show little to no average snow and around 17.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 8 for ZIP 96112 (Fort Bidwell CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.