ZIP Code 97122 — Hebo CDP, OR Demographics & Data

ZIP code 97122 covers Hebo, OR in Tillamook County with a population of about 563.

At a glance, the area shows median age of 38.2 (near the U.S. median).

It sits in telephone area codes 503, 971; U.S. House district OR-1; the PORTLAND, OR media market.

Median household income in ZIP 97122 is about $56,528 — about 25% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 48.3%; unemployment rate near 0.5%; 18.1% of adults with a bachelor’s degree or higher (about 15.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Food services, and Agriculture; about 17.6% of workers reporting work-from-home (about 2.4 points above the U.S. share (15.2%)); a mean commute of about 155.0 minutes (U.S. average near 26.8).

Median home value is about $323,000 — about 7% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97122 in Hebo, OR, a household would need roughly $89,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,075. That is about 57% above the local median household income ($56,528), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hebo CDP, OR as Relatively Moderate (composite score 81.3), which is elevated versus much of the country. The strongest component scores on US5 are flood (76.3) and wildfire (43.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hebo CDP, OR show little to no average snow and around 79.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 29 for ZIP 97122 (Hebo CDP, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.