ZIP Code 97135 — Pacific City CDP, OR Demographics & Data

ZIP code 97135 covers Pacific City, OR in Tillamook County with a population of about 1,505.

At a glance, the area shows median age of 57.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 503, 971; U.S. House district OR-1; the PORTLAND, OR media market.

Pacific City, OR fits a retirement-oriented profile (high share of residents 65+ (36.0%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 97135 is about $88,266 — about 17% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.9%; unemployment rate near 0.0%; 22.6% of adults with a bachelor’s degree or higher (about 11.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Retail trade, and Food services; about 13.6% of workers reporting work-from-home (about 1.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $500,000 — about 44% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 65.0% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97135 in Pacific City, OR, a household would need roughly $138,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,212. That is about 56% above the local median household income ($88,266), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Pacific City CDP, OR as Relatively Moderate (composite score 81.3), which is elevated versus much of the country. The strongest component scores on US5 are flood (76.3) and wildfire (43.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Pacific City CDP, OR show little to no average snow and around 79.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 76 for ZIP 97135 (Pacific City CDP, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.