ZIP Code 97149 — Neskowin CDP, OR Demographics & Data

ZIP code 97149 covers Neskowin, OR in Tillamook County with a population of about 679.

At a glance, the area shows median age of 43.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 503, 971; U.S. House district OR-1; the PORTLAND, OR media market.

Median household income in ZIP 97149 is about $74,318 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.5%; unemployment rate near 11.4%; 48.7% of adults with a bachelor’s degree or higher (about 15.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Real estate, Utilities, and Public administration; about 37.0% of workers reporting work-from-home (about 21.8 points above the U.S. share (15.2%)); a mean commute of about 104.0 minutes (U.S. average near 26.8).

Median home value is about $655,500 — about 88% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 64.9% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97149 in Neskowin, OR, a household would need roughly $180,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,211. That is about 142% above the local median household income ($74,318), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Neskowin CDP, OR as Relatively Moderate (composite score 81.3), which is elevated versus much of the country. The strongest component scores on US5 are flood (76.3) and wildfire (43.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Neskowin CDP, OR show little to no average snow and around 96.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 34 for ZIP 97149 (Neskowin CDP, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.