ZIP Code 97402 — Eugene city, OR Demographics & Data

ZIP code 97402 covers Eugene, OR in Lane County with a population of about 54,199.

At a glance, the area shows median age of 36.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 458, 541; U.S. House district OR-4; the EUGENE media market.

Median household income in ZIP 97402 is about $55,743 — about 26% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.1%; unemployment rate near 7.0%; 25.7% of adults with a bachelor’s degree or higher (about 8.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Retail trade; about 12.5% of workers reporting work-from-home (about 2.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $330,000 — about 5% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,103 (about 5% below the U.S. median rent ($1,163)), and owner-occupancy near 49.4% (about 16.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97402 in Eugene, OR, a household would need roughly $91,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,120. That is about 63% above the local median household income ($55,743), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Eugene city, OR as Relatively High (composite score 96.4), which is among the highest nationally. The strongest component scores on US5 are flood (97.2) and wildfire (68.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Eugene city, OR show little to no average snow and around 40.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,751 for ZIP 97402 (Eugene city, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.