ZIP Code 98922 — Cle Elum city, WA Demographics & Data

ZIP code 98922 covers Cle Elum, WA in Kittitas County with a population of about 7,915.

At a glance, the area shows median age of 51.2 versus a U.S. median of about 38.9.

It sits in telephone area code 509; U.S. House district WA-8; the YAKIMA - PASCO - RCHLND - KNNWCK media market.

Median household income in ZIP 98922 is about $72,962 — about 3% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.0%; unemployment rate near 2.1%; 29.0% of adults with a bachelor’s degree or higher (about 4.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Professional services, and Other services; about 22.3% of workers reporting work-from-home (about 7.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $624,800 — about 79% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $954 (about 18% below the U.S. median rent ($1,163)), and owner-occupancy near 81.3% (about 15.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 98922 in Cle Elum, WA, a household would need roughly $172,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,014. That is about 136% above the local median household income ($72,962), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cle Elum city, WA as Relatively Moderate (composite score 89.1), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (99.7) and flood (74.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cle Elum city, WA show little to no average snow and around 24.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 425 for ZIP 98922 (Cle Elum city, WA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.