ZIP Code 98940 — Ronald CDP, WA Demographics & Data

ZIP code 98940 covers Ronald, WA in Kittitas County with a population of about 461.

At a glance, the area shows median age of 57.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 425, 509; U.S. House district WA-8; the YAKIMA - PASCO - RCHLND - KNNWCK media market.

Ronald, WA fits a retirement-oriented profile (high share of residents 65+ (46.2%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 98940 is about $122,801 — about 63% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 35.4% of adults with a bachelor’s degree or higher (about 1.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services and Other services; about 28.1% of workers reporting work-from-home (about 12.9 points above the U.S. share (15.2%)); a mean commute of about 143.0 minutes (U.S. average near 26.8).

Median home value is about $491,000 — about 41% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 69.7% (about 4.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 98940 in Ronald, WA, a household would need roughly $135,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,154. That is roughly in line with the local median household income ($122,801). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ronald CDP, WA as Relatively Moderate (composite score 89.1), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (99.7) and flood (74.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ronald CDP, WA show little to no average snow and around 49.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 25 for ZIP 98940 (Ronald CDP, WA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.