Easiest ZIP codes to buy in New Mexico
Top 25 easiest ZIP codes to buy into in New Mexico by price-to-income ratio. #1 is 87455 (Newcomb) at about 0.7x. Compare buy-in affordability on US5.
These ZIP codes have the lowest median home price-to-income ratios in New Mexico — a practical “buy-in difficulty” signal that combines local home values with local earnings.
Lowest ratios on this board: 87455 (Newcomb) at about 0.7x; 87319 (Manuelito) at about 0.8x; 87316 (Iyanbito) at about 0.8x.
Open a ZIP page for an illustrative “estimated income to buy” figure based on a transparent mortgage model (down payment, rate, taxes, and insurance assumptions).
Open any ZIP for a full demographics, income, and housing profile, or return to the New Mexico state page for the complete ZIP table.
Ranked ZIP codes
| # | ZIP | City | County | Price-to-income | Population | Income | Home value |
|---|---|---|---|---|---|---|---|
| 1 | 87455 | Newcomb | San Juan County | 0.7x | 1,522 | $36,625 | $25,600 |
| 2 | 87319 | Manuelito | McKinley County | 0.8x | 3,205 | $38,508 | $29,600 |
| 3 | 87316 | Iyanbito | McKinley County | 0.8x | 1,721 | $96,324 | $77,200 |
| 4 | 87461 | Sanostee | San Juan County | 0.9x | 1,374 | $31,375 | $29,400 |
| 5 | 87305 | Pinehaven | McKinley County | 1.0x | 1,844 | $47,727 | $49,700 |
| 6 | 87007 | Seama | Cibola County | 1.1x | 2,213 | $33,750 | $35,600 |
| 7 | 87375 | Rock Springs | McKinley County | 1.1x | 4,547 | $35,000 | $37,200 |
| 8 | 87311 | Church Rock | McKinley County | 1.2x | 4,941 | $32,917 | $39,100 |
| 9 | 86515 | Tse Bonito | McKinley County | 1.3x | 3,198 | $43,152 | $57,100 |
| 10 | 88340 | Mescalero | Otero County | 1.4x | 3,577 | $39,185 | $53,500 |
| 11 | 88401 | Tucumcari | Quay County | 1.4x | 6,689 | $46,773 | $65,800 |
| 12 | 87549 | Ojo Caliente | Rio Arriba County | 1.4x | 1,400 | $180,591 | $257,000 |
| 13 | 87528 | Dulce | Rio Arriba County | 1.4x | 3,236 | $45,313 | $65,300 |
| 14 | 88135 | Texico | Curry County | 1.6x | 1,393 | $71,250 | $112,900 |
| 15 | 87326 | Vanderwagen | McKinley County | 1.6x | 2,224 | $31,844 | $50,500 |
| 16 | 87034 | Skyline-Ganipa | Cibola County | 1.6x | 3,044 | $48,359 | $78,100 |
| 17 | 87327 | Zuni Pueblo | McKinley County | 1.7x | 7,344 | $46,179 | $79,300 |
| 18 | 88232 | Hagerman | Chaves County | 1.7x | 2,713 | $67,273 | $115,600 |
| 19 | 88252 | Jal | Lea County | 1.7x | 2,069 | $60,703 | $105,400 |
| 20 | 87313 | Crownpoint | McKinley County | 1.7x | 5,140 | $36,576 | $63,900 |
| 21 | 88267 | Tatum | Lea County | 1.8x | 1,437 | $58,750 | $104,300 |
| 22 | 87310 | Brimhall Nizhoni | McKinley County | 1.8x | 1,003 | $36,406 | $66,700 |
| 23 | 87006 | Abeytas | Socorro County | 1.9x | 1,075 | $101,667 | $196,700 |
| 24 | 87325 | Tohatchi | McKinley County | 1.9x | 2,231 | $32,731 | $63,700 |
| 25 | 87579 | Vadito | Taos County | 2.0x | 1,328 | $63,904 | $125,100 |
Frequently asked questions
Which ZIP codes in New Mexico are easiest to buy into?
By median home price-to-income ratio, 87455 (Newcomb) ranks near the top at about 0.7x. Lower ratios generally mean local incomes go further against local home prices.
How does US5 rank ZIP codes in New Mexico?
We rank indexable ZIP codes with both income and home-value data by lowest median home price-to-income ratio (with a population floor).
Where can I explore all ZIP codes in New Mexico?
Visit the New Mexico state page for the full ZIP table, demographics summary, and sortable income/housing columns.