Easiest ZIP codes to buy in Utah
Top 25 easiest ZIP codes to buy into in Utah by price-to-income ratio. #1 is 84534 (Montezuma Creek) at about 1.2x. Compare buy-in affordability on US5.
These ZIP codes have the lowest median home price-to-income ratios in Utah — a practical “buy-in difficulty” signal that combines local home values with local earnings.
Lowest ratios on this board: 84534 (Montezuma Creek) at about 1.2x; 84536 (Oljato-Monument Valley) at about 1.4x; 84537 (Orangeville) at about 2.3x.
Open a ZIP page for an illustrative “estimated income to buy” figure based on a transparent mortgage model (down payment, rate, taxes, and insurance assumptions).
Open any ZIP for a full demographics, income, and housing profile, or return to the Utah state page for the complete ZIP table.
Ranked ZIP codes
| # | ZIP | City | County | Price-to-income | Population | Income | Home value |
|---|---|---|---|---|---|---|---|
| 1 | 84534 | Montezuma Creek | San Juan County | 1.2x | 2,410 | $48,077 | $60,000 |
| 2 | 84536 | Oljato-Monument Valley | San Juan County | 1.4x | 1,391 | $34,333 | $49,500 |
| 3 | 84537 | Orangeville | Emery County | 2.3x | 1,281 | $89,643 | $204,300 |
| 4 | 84513 | Castle Dale | Emery County | 2.5x | 1,463 | $69,821 | $174,700 |
| 5 | 84528 | Huntington | Emery County | 2.5x | 2,955 | $79,489 | $199,600 |
| 6 | 84052 | Myton | Duchesne County | 2.9x | 1,183 | $68,611 | $197,900 |
| 7 | 84542 | Wellington | Carbon County | 2.9x | 1,526 | $58,807 | $173,100 |
| 8 | 84751 | Milford | Beaver County | 3.1x | 1,776 | $77,778 | $237,400 |
| 9 | 84620 | Aurora | Sevier County | 3.1x | 1,061 | $86,250 | $263,400 |
| 10 | 82930 | Evanston | Summit County | 3.3x | 14,836 | $79,292 | $257,800 |
| 11 | 84021 | Duchesne | Duchesne County | 3.3x | 3,127 | $72,050 | $235,400 |
| 12 | 84523 | Ferron | Emery County | 3.4x | 1,569 | $69,034 | $231,400 |
| 13 | 84724 | Elsinore | Sevier County | 3.4x | 1,207 | $62,109 | $208,700 |
| 14 | 84071 | Stockton | Tooele County | 3.4x | 2,339 | $132,256 | $453,200 |
| 15 | 84066 | Ballard | Duchesne County | 3.4x | 14,626 | $75,383 | $259,200 |
| 16 | 84631 | Fillmore | Millard County | 3.5x | 3,072 | $74,464 | $260,400 |
| 17 | 84320 | Lewiston | Cache County | 3.5x | 2,773 | $94,583 | $333,700 |
| 18 | 84622 | Centerfield | Sanpete County | 3.6x | 1,312 | $83,281 | $296,700 |
| 19 | 84714 | Beryl Junction | Iron County | 3.6x | 1,078 | $55,217 | $199,200 |
| 20 | 84083 | Wendover | Tooele County | 3.6x | 1,264 | $45,938 | $166,700 |
| 21 | 84339 | Wellsville | Cache County | 3.6x | 5,992 | $110,221 | $400,400 |
| 22 | 84624 | Delta | Millard County | 3.7x | 5,956 | $70,581 | $259,600 |
| 23 | 84333 | Richmond | Cache County | 3.7x | 3,095 | $94,955 | $351,300 |
| 24 | 84128 | West Valley City | Salt Lake County | 3.7x | 32,072 | $109,286 | $404,600 |
| 25 | 84074 | Tooele | Tooele County | 3.7x | 57,470 | $102,313 | $383,300 |
Frequently asked questions
Which ZIP codes in Utah are easiest to buy into?
By median home price-to-income ratio, 84534 (Montezuma Creek) ranks near the top at about 1.2x. Lower ratios generally mean local incomes go further against local home prices.
How does US5 rank ZIP codes in Utah?
We rank indexable ZIP codes with both income and home-value data by lowest median home price-to-income ratio (with a population floor).
Where can I explore all ZIP codes in Utah?
Visit the Utah state page for the full ZIP table, demographics summary, and sortable income/housing columns.