Easiest ZIP codes to buy in Vermont
Top 25 easiest ZIP codes to buy into in Vermont by price-to-income ratio. #1 is 05836 at about 2.1x. Compare buy-in affordability on US5.
These ZIP codes have the lowest median home price-to-income ratios in Vermont — a practical “buy-in difficulty” signal that combines local home values with local earnings.
Lowest ratios on this board: 05836 at about 2.1x; 05158 (Westminster) at about 2.3x; 05655 (North Hyde Park) at about 2.4x.
Open a ZIP page for an illustrative “estimated income to buy” figure based on a transparent mortgage model (down payment, rate, taxes, and insurance assumptions).
Open any ZIP for a full demographics, income, and housing profile, or return to the Vermont state page for the complete ZIP table.
Ranked ZIP codes
| # | ZIP | City | County | Price-to-income | Population | Income | Home value |
|---|---|---|---|---|---|---|---|
| 1 | 05836 | — | Caledonia County | 2.1x | 1,447 | $97,179 | $203,700 |
| 2 | 05158 | Westminster | Windham County | 2.3x | 1,214 | $97,778 | $223,800 |
| 3 | 05655 | North Hyde Park | Lamoille County | 2.4x | 3,016 | $82,763 | $195,500 |
| 4 | 05457 | — | Franklin County | 2.4x | 1,787 | $101,964 | $245,100 |
| 5 | 05679 | Williamstown | Orange County | 2.5x | 3,136 | $94,180 | $233,200 |
| 6 | 05151 | Perkinsville | Windsor County | 2.5x | 1,691 | $108,050 | $271,600 |
| 7 | 05743 | Benson | Rutland County | 2.6x | 4,144 | $67,763 | $176,400 |
| 8 | 05101 | Bellows Falls | Windham County | 2.6x | 4,135 | $71,625 | $187,700 |
| 9 | 05033 | Bradford | Orange County | 2.7x | 3,232 | $93,393 | $247,900 |
| 10 | 05859 | North Troy | Orleans County | 2.7x | 2,217 | $80,694 | $216,000 |
| 11 | 05032 | Bethel | Windsor County | 2.7x | 2,879 | $86,964 | $234,500 |
| 12 | 05824 | Concord | Essex County | 2.8x | 1,163 | $61,471 | $169,400 |
| 13 | 05262 | South Shaftsbury | Bennington County | 2.8x | 1,979 | $88,417 | $245,700 |
| 14 | 05156 | Springfield | Windsor County | 2.8x | 9,028 | $64,292 | $182,100 |
| 15 | 05822 | Barton | Orleans County | 2.9x | 1,999 | $72,593 | $206,900 |
| 16 | 05906 | Lunenburg | Essex County | 2.9x | 1,335 | $54,423 | $155,500 |
| 17 | 05455 | — | Franklin County | 2.9x | 1,296 | $112,712 | $322,400 |
| 18 | 05830 | Derby Line | Orleans County | 2.9x | 1,534 | $67,321 | $195,100 |
| 19 | 05068 | South Royalton | Windsor County | 2.9x | 2,937 | $81,607 | $239,900 |
| 20 | 05735 | Castleton Four Corners | Rutland County | 3.0x | 3,632 | $76,816 | $226,800 |
| 21 | 05845 | Irasburg | Orleans County | 3.0x | 1,414 | $78,125 | $231,400 |
| 22 | 05468 | Milton | Chittenden County | 3.0x | 13,347 | $112,122 | $340,800 |
| 23 | 05036 | — | Orange County | 3.0x | 1,109 | $104,073 | $316,400 |
| 24 | 05454 | Fairfax | Franklin County | 3.0x | 5,195 | $118,438 | $361,000 |
| 25 | 05765 | Proctor | Rutland County | 3.1x | 1,802 | $65,000 | $199,300 |
Frequently asked questions
Which ZIP codes in Vermont are easiest to buy into?
By median home price-to-income ratio, 05836 ranks near the top at about 2.1x. Lower ratios generally mean local incomes go further against local home prices.
How does US5 rank ZIP codes in Vermont?
We rank indexable ZIP codes with both income and home-value data by lowest median home price-to-income ratio (with a population floor).
Where can I explore all ZIP codes in Vermont?
Visit the Vermont state page for the full ZIP table, demographics summary, and sortable income/housing columns.