ZIP Code 13342 — Garrattsville CDP, NY Demographics & Data

ZIP code 13342 covers Garrattsville, NY in Otsego County with a population of about 263.

At a glance, the area shows median age of 43.1 versus a U.S. median of about 38.9.

It sits in telephone area code 607; U.S. House district NY-19; the UTICA media market.

Median household income in ZIP 13342 is about $81,023 — about 8% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.6%; unemployment rate near 1.8%; 41.5% of adults with a bachelor’s degree or higher (about 7.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Food services, and Finance and insurance; about 36.0% of workers reporting work-from-home (about 20.8 points above the U.S. share (15.2%)); a mean commute of about 71.0 minutes (U.S. average near 26.8).

Housing tenure and rents show owner-occupancy near 95.2% (about 29.8 points above the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Garrattsville CDP, NY as Relatively Low (composite score 75.8), which is elevated versus much of the country. The strongest component scores on US5 are flood (85.8) and hurricane (64.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Garrattsville CDP, NY show little to no average snow and around 47.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 11 for ZIP 13342 (Garrattsville CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.