ZIP Code 13808 — Morris village, NY Demographics & Data

ZIP code 13808 covers Morris, NY in Otsego County with a population of about 1,486.

At a glance, the area shows median age of 39.7 (near the U.S. median).

It sits in telephone area code 607; U.S. House district NY-19; the UTICA media market.

Median household income in ZIP 13808 is about $60,682 — about 19% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.2%; unemployment rate near 3.6%; 37.1% of adults with a bachelor’s degree or higher (about 3.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Construction; about 19.9% of workers reporting work-from-home (about 4.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $157,000 — about 55% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $474 (about 59% below the U.S. median rent ($1,163)), and owner-occupancy near 80.0% (about 14.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 13808 in Morris, NY, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,009. That sits below the local median household income ($60,682), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Morris village, NY as Relatively Low (composite score 75.8), which is elevated versus much of the country. The strongest component scores on US5 are flood (85.8) and hurricane (64.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Morris village, NY show little to no average snow and around 45.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 64 for ZIP 13808 (Morris village, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.