ZIP Code 20117 — Middleburg town, VA Demographics & Data

ZIP code 20117 covers Middleburg, VA in Loudoun County with a population of about 3,248.

At a glance, the area shows median age of 52.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 540, 826; U.S. House district VA-10; the WASHINGTON, DC (HAGRSTWN) media market.

Middleburg, VA aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 20117 is about $148,063 — about 97% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.8%; unemployment rate near 2.9%; 57.4% of adults with a bachelor’s degree or higher (about 23.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Public administration, and Education; about 29.2% of workers reporting work-from-home (about 14.0 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $947,700 — about 172% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,549 (about 33% above the U.S. median rent ($1,163)), and owner-occupancy near 77.3% (about 11.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 20117 in Middleburg, VA, a household would need roughly $261,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,088. That is about 76% above the local median household income ($148,063), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Middleburg town, VA as Relatively Low (composite score 78.1), which is elevated versus much of the country. The strongest component scores on US5 are flood (83.9) and hurricane (80.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Middleburg town, VA show little to no average snow and around 46.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 183 for ZIP 20117 (Middleburg town, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.