ZIP Code 21607 — Barclay town, MD Demographics & Data

ZIP code 21607 covers Barclay, MD in Queen Anne's County with a population of about 538.

At a glance, the area shows median age of 54.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 410, 443, 667; U.S. House district MD-1; the BALTIMORE media market.

Median household income in ZIP 21607 is about $88,702 — about 18% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.4%; unemployment rate near 3.8%; 12.9% of adults with a bachelor’s degree or higher (about 20.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Education, and Construction; a mean commute of about 177.0 minutes (U.S. average near 26.8).

Median home value is about $405,100 — about 16% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,255 (about 8% above the U.S. median rent ($1,163)), and owner-occupancy near 72.0% (about 6.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 21607 in Barclay, MD, a household would need roughly $112,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,602. That is about 26% above the local median household income ($88,702), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Barclay town, MD as Very Low (composite score 35.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (78.5) and wildfire (59.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Barclay town, MD show little to no average snow and around 46.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 32 for ZIP 21607 (Barclay town, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.