ZIP Code 21619 — Chester CDP, MD Demographics & Data

ZIP code 21619 covers Chester, MD in Queen Anne's County with a population of about 5,905.

At a glance, the area shows median age of 46.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 410, 443, 667; U.S. House district MD-1; the BALTIMORE media market.

Median household income in ZIP 21619 is about $100,359 — about 34% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.8%; unemployment rate near 2.4%; 36.5% of adults with a bachelor’s degree or higher (about 2.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Construction, and Retail trade; about 10.7% of workers reporting work-from-home (about 4.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $459,100 — about 32% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,676 (about 44% above the U.S. median rent ($1,163)), and owner-occupancy near 71.5% (about 6.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 21619 in Chester, MD, a household would need roughly $126,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,949. That is about 26% above the local median household income ($100,359), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Chester CDP, MD as Very Low (composite score 35.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (78.5) and wildfire (59.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Chester CDP, MD show little to no average snow and around 46.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 347 for ZIP 21619 (Chester CDP, MD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.