ZIP Code 38754 — Isola town, MS Demographics & Data

ZIP code 38754 covers Isola, MS in Humphreys County with a population of about 1,268.

At a glance, the area shows median age of 42.1 versus a U.S. median of about 38.9.

It sits in telephone area code 662; U.S. House district MS-2; the JACKSON, MS media market.

Median household income in ZIP 38754 is about $31,691 — about 58% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 31.4%; unemployment rate near 4.6%; 11.7% of adults with a bachelor’s degree or higher (about 22.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Agriculture; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $87,700 — about 75% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $452 (about 61% below the U.S. median rent ($1,163)), and owner-occupancy near 61.1% (about 4.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38754 in Isola, MS, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $563. That sits below the local median household income ($31,691), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Isola town, MS as Very Low (composite score 27.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (66.5) and flood (22.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Isola town, MS show little to no average snow and around 57.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 43 for ZIP 38754 (Isola town, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.