ZIP Code 39166 — Silver City town, MS Demographics & Data

ZIP code 39166 covers Silver City, MS in Humphreys County with a population of about 429.

At a glance, the area shows median age of 37.6 (near the U.S. median).

It sits in telephone area code 662; U.S. House district MS-2; the JACKSON, MS media market.

Median household income in ZIP 39166 is about $42,042 — about 44% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.6%; unemployment rate near 2.9%; 15.2% of adults with a bachelor’s degree or higher (about 18.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Manufacturing, and Healthcare; about 0.8% of workers reporting work-from-home (about 14.4 points below the U.S. share (15.2%)); a mean commute of about 131.0 minutes (U.S. average near 26.8).

Median home value is about $117,700 — about 66% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 68.0% (about 2.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39166 in Silver City, MS, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $756. That sits below the local median household income ($42,042), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Silver City town, MS as Very Low (composite score 27.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (66.5) and flood (22.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Silver City town, MS show little to no average snow and around 57.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 15 for ZIP 39166 (Silver City town, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.