ZIP Code 39097 — Louise town, MS Demographics & Data

ZIP code 39097 covers Louise, MS in Humphreys County with a population of about 501.

At a glance, the area shows median age of 50.7 versus a U.S. median of about 38.9.

It sits in telephone area code 662; U.S. House district MS-2; the JACKSON, MS media market.

Median household income in ZIP 39097 is about $21,727 — about 71% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 49.5%; unemployment rate near 25.6%; 9.6% of adults with a bachelor’s degree or higher (about 24.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Education, and Construction; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $114,100 — about 67% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $502 (about 57% below the U.S. median rent ($1,163)), and owner-occupancy near 60.2% (about 5.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39097 in Louise, MS, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $733. That is about 43% above the local median household income ($21,727), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Louise town, MS as Very Low (composite score 27.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (66.5) and flood (22.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Louise town, MS show little to no average snow and around 60.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 17 for ZIP 39097 (Louise town, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.