Median home value is about $55,800 — about 84% below the U.S. median home value ($348,079).
Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 39115 in MS, a household would need roughly $15,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $358. That is roughly in line with the local median household income ($16,493). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.