ZIP Code 38781 — Winstonville town, MS Demographics & Data

ZIP code 38781 covers Winstonville, MS in Bolivar County with a population of about 150.

At a glance, the area shows median age of 57.5 versus a U.S. median of about 38.9.

It sits in telephone area code 662; U.S. House district MS-2; the GREENWOOD - GREENVILLE media market.

Winstonville, MS fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 57.3%; unemployment rate near 0.0%; 14.8% of adults with a bachelor’s degree or higher (about 18.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Transportation; a mean commute of about 31.0 minutes (U.S. average near 26.8).

Median home value is about $133,800 — about 62% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $351 (about 70% below the U.S. median rent ($1,163)), and owner-occupancy near 37.5% (about 27.9 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38781 in Winstonville, MS, a household would need roughly $37,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $859. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Winstonville town, MS as Relatively Low (composite score 76.8), which is elevated versus much of the country. The strongest component scores on US5 are flood (76.9) and hurricane (66.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Winstonville town, MS show little to no average snow and around 54.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 5 for ZIP 38781 (Winstonville town, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.