ZIP Code 39305 — Meridian city, MS Demographics & Data

ZIP code 39305 covers Meridian, MS in Lauderdale County with a population of about 21,878.

At a glance, the area shows median age of 37.7 (near the U.S. median).

It sits in telephone area codes 601, 769; U.S. House district MS-3; the MERIDIAN media market.

Median household income in ZIP 39305 is about $65,242 — about 13% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 21.1%; unemployment rate near 6.3%; 34.8% of adults with a bachelor’s degree or higher (about 1.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Education; about 3.5% of workers reporting work-from-home (about 11.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $185,600 — about 47% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $788 (about 32% below the U.S. median rent ($1,163)), and owner-occupancy near 66.4% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39305 in Meridian, MS, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,192. That sits below the local median household income ($65,242), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Meridian city, MS as Relatively Moderate (composite score 87.0), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (83.3) and flood (80.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Meridian city, MS show little to no average snow and around 57.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 747 for ZIP 39305 (Meridian city, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.