ZIP Code 39326 — undefined, MS Demographics & Data

ZIP code 39326 covers MS in Kemper County with a population of about 264.

At a glance, the area shows median age of 45.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 601, 769; U.S. House district MS-3; the MERIDIAN media market.

On socioeconomic markers, US5 shows a poverty rate of 50.0%; unemployment rate near 13.1%; 31.3% of adults with a bachelor’s degree or higher (about 2.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Public administration; a mean commute of about 106.0 minutes (U.S. average near 26.8).

Median home value is about $53,200 — about 85% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39326 in MS, a household would need roughly $15,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $342. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for MS as Very Low (composite score 14.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (65.6) and wildfire (25.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MS show little to no average snow and around 54.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 9 for ZIP 39326 (MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.