ZIP Code 39320 — undefined, MS Demographics & Data

ZIP code 39320 covers MS in Lauderdale County with a population of about 2,068.

At a glance, the area shows median age of 35.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 601, 769; U.S. House district MS-3; the MERIDIAN media market.

Median household income in ZIP 39320 is about $85,804 — about 14% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 24.7%; unemployment rate near 0.7%; 32.4% of adults with a bachelor’s degree or higher (about 1.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Transportation, Healthcare, and Public administration; about 18.6% of workers reporting work-from-home (about 3.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $185,800 — about 47% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 89.5% (about 24.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39320 in MS, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,194. That sits below the local median household income ($85,804), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for MS as Relatively Moderate (composite score 87.0), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (83.3) and flood (80.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MS show little to no average snow and around 54.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 71 for ZIP 39320 (MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.