ZIP Code 39328 — De Kalb town, MS Demographics & Data

ZIP code 39328 covers De Kalb, MS in Kemper County with a population of about 4,836.

At a glance, the area shows median age of 45.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 601, 769; U.S. House district MS-3; the MERIDIAN media market.

Median household income in ZIP 39328 is about $30,887 — about 59% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 30.8%; unemployment rate near 16.9%; 13.8% of adults with a bachelor’s degree or higher (about 19.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Manufacturing; about 1.0% of workers reporting work-from-home (about 14.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $78,900 — about 77% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $219 (about 81% below the U.S. median rent ($1,163)), and owner-occupancy near 76.1% (about 10.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39328 in De Kalb, MS, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $507. That sits below the local median household income ($30,887), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for De Kalb town, MS as Very Low (composite score 14.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (65.6) and wildfire (25.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for De Kalb town, MS show little to no average snow and around 54.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 165 for ZIP 39328 (De Kalb town, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.