ZIP Code 39354 — Bogue Chitto CDP, MS Demographics & Data

ZIP code 39354 covers Bogue Chitto, MS in Kemper County with a population of about 1,719.

At a glance, the area shows median age of 42.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 601, 769; U.S. House district MS-3; the MERIDIAN media market.

Median household income in ZIP 39354 is about $65,341 — about 13% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.9%; unemployment rate near 10.4%; 20.8% of adults with a bachelor’s degree or higher (about 12.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Manufacturing, and Healthcare; about 5.7% of workers reporting work-from-home (about 9.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $88,000 — about 75% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 90.3% (about 24.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39354 in Bogue Chitto, MS, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $565. That sits below the local median household income ($65,341), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bogue Chitto CDP, MS as Very Low (composite score 14.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (65.6) and wildfire (25.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bogue Chitto CDP, MS show little to no average snow.

IRS migration statistics show a net inflow of about 59 for ZIP 39354 (Bogue Chitto CDP, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.