ZIP Code 92234 — Cathedral City city, CA Demographics & Data

ZIP code 92234 covers Cathedral City, CA in Riverside County with a population of about 52,047.

At a glance, the area shows median age of 40.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 442, 760; U.S. House district CA-25; the PALM SPRINGS media market.

Median household income in ZIP 92234 is about $67,031 — about 11% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.3%; unemployment rate near 6.4%; 25.8% of adults with a bachelor’s degree or higher (about 7.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Retail trade, and Healthcare; about 8.8% of workers reporting work-from-home (about 6.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $420,700 — about 21% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,319 (about 13% above the U.S. median rent ($1,163)), and owner-occupancy near 65.3% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 92234 in Cathedral City, CA, a household would need roughly $116,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,702. That is about 73% above the local median household income ($67,031), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cathedral City city, CA as Very High (composite score 99.9), which is among the highest nationally. The strongest component scores on US5 are wildfire (100.0) and flood (99.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cathedral City city, CA show little to no average snow and around 4.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,561 for ZIP 92234 (Cathedral City city, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.