ZIP Code 92264 — Palm Springs city, CA Demographics & Data

ZIP code 92264 covers Palm Springs, CA in Riverside County with a population of about 20,250.

At a glance, the area shows median age of 60.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 442, 760; U.S. House district CA-41; the PALM SPRINGS media market.

Palm Springs, CA fits a retirement-oriented profile (high share of residents 65+ (38.4%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 92264 is about $75,246 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.8%; unemployment rate near 7.8%; 48.1% of adults with a bachelor’s degree or higher (about 14.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Retail trade; about 25.8% of workers reporting work-from-home (about 10.6 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $498,200 — about 43% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,407 (about 21% above the U.S. median rent ($1,163)), and owner-occupancy near 68.5% (about 3.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 92264 in Palm Springs, CA, a household would need roughly $137,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,200. That is about 82% above the local median household income ($75,246), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Palm Springs city, CA as Very High (composite score 99.9), which is among the highest nationally. The strongest component scores on US5 are wildfire (100.0) and flood (99.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Palm Springs city, CA show little to no average snow and around 5.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 997 for ZIP 92264 (Palm Springs city, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.