ZIP Code 92260 — Palm Desert city, CA Demographics & Data

ZIP code 92260 covers Palm Desert, CA in Riverside County with a population of about 30,751.

At a glance, the area shows median age of 58.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 442, 760; U.S. House district CA-41; the PALM SPRINGS media market.

Palm Desert, CA sits in a university / college context (near college of the desert (1.9 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 92260 is about $72,252 — about 4% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.3%; unemployment rate near 6.9%; 38.1% of adults with a bachelor’s degree or higher (about 4.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Retail trade, and Healthcare; about 11.9% of workers reporting work-from-home (about 3.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $463,500 — about 33% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,435 (about 23% above the U.S. median rent ($1,163)), and owner-occupancy near 62.9% (about 2.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 92260 in Palm Desert, CA, a household would need roughly $128,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,977. That is about 77% above the local median household income ($72,252), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Palm Desert city, CA as Very High (composite score 99.9), which is among the highest nationally. The strongest component scores on US5 are wildfire (100.0) and flood (99.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Palm Desert city, CA show little to no average snow and around 4.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,513 for ZIP 92260 (Palm Desert city, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.