ZIP Code 92317 — Lake Arrowhead CDP, CA Demographics & Data

ZIP code 92317 covers Lake Arrowhead, CA in San Bernardino County with a population of about 708.

At a glance, the area shows median age of 52.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 840, 909; U.S. House district CA-23; the LOS ANGELES media market.

Median household income in ZIP 92317 is about $50,625 — about 33% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 46.5% of adults with a bachelor’s degree or higher (about 12.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Administrative support, Healthcare, and Professional services; about 61.2% of workers reporting work-from-home (about 46.0 points above the U.S. share (15.2%)); a mean commute of about 100.0 minutes (U.S. average near 26.8).

Median home value is about $548,700 — about 58% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,514 (about 30% above the U.S. median rent ($1,163)), and owner-occupancy near 80.5% (about 15.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 92317 in Lake Arrowhead, CA, a household would need roughly $151,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,525. That is about 198% above the local median household income ($50,625), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lake Arrowhead CDP, CA as Very High (composite score 99.8), which is among the highest nationally. The strongest component scores on US5 are wildfire (99.9) and flood (99.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lake Arrowhead CDP, CA show limited published climate normals on US5.

IRS migration statistics show a net inflow of about 35 for ZIP 92317 (Lake Arrowhead CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.