ZIP Code 95043 — undefined, CA Demographics & Data

ZIP code 95043 covers CA in San Benito County with a population of about 673.

At a glance, the area shows median age of 44.2 versus a U.S. median of about 38.9.

It sits in telephone area code 831; U.S. House district CA-18; the MONTEREY - SALINAS media market.

Median household income in ZIP 95043 is about $126,111 — about 68% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.3%; unemployment rate near 2.1%; 40.1% of adults with a bachelor’s degree or higher (about 6.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Education, and Arts and entertainment; about 11.3% of workers reporting work-from-home (about 3.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $1,095,600 — about 215% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $992 (about 15% below the U.S. median rent ($1,163)), and owner-occupancy near 62.2% (about 3.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95043 in CA, a household would need roughly $302,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,038. That is about 139% above the local median household income ($126,111), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for CA as Relatively Moderate (composite score 85.2), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (95.4) and flood (69.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for CA show little to no average snow and around 16.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 33 for ZIP 95043 (CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.