ZIP Code 95045 — San Juan Bautista city, CA Demographics & Data

ZIP code 95045 covers San Juan Bautista, CA in San Benito County with a population of about 4,291.

At a glance, the area shows median age of 44.4 versus a U.S. median of about 38.9.

It sits in telephone area code 831; U.S. House district CA-18; the MONTEREY - SALINAS media market.

Median household income in ZIP 95045 is about $106,377 — about 42% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.9%; unemployment rate near 6.3%; 28.1% of adults with a bachelor’s degree or higher (about 5.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Education, and Public administration; about 10.5% of workers reporting work-from-home (about 4.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $835,500 — about 140% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,863 (about 60% above the U.S. median rent ($1,163)), and owner-occupancy near 66.8% (about 1.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95045 in San Juan Bautista, CA, a household would need roughly $230,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,367. That is about 116% above the local median household income ($106,377), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for San Juan Bautista city, CA as Relatively Moderate (composite score 85.2), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (95.4) and flood (69.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for San Juan Bautista city, CA show little to no average snow and around 13.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 211 for ZIP 95045 (San Juan Bautista city, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.