ZIP Code 95075 — Tres Pinos CDP, CA Demographics & Data

ZIP code 95075 covers Tres Pinos, CA in San Benito County with a population of about 575.

At a glance, the area shows median age of 42.2 versus a U.S. median of about 38.9.

It sits in telephone area code 831; U.S. House district CA-18; the MONTEREY - SALINAS media market.

Median household income in ZIP 95075 is about $130,962 — about 74% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.9%; unemployment rate near 2.5%; 33.7% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Finance and insurance, Other services, and Agriculture; about 7.4% of workers reporting work-from-home (about 7.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $853,600 — about 145% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 86.8% (about 21.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95075 in Tres Pinos, CA, a household would need roughly $235,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,483. That is about 79% above the local median household income ($130,962), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Tres Pinos CDP, CA as Relatively Moderate (composite score 85.2), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (95.4) and flood (69.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Tres Pinos CDP, CA show little to no average snow.

IRS migration statistics show a net inflow of about 28 for ZIP 95075 (Tres Pinos CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.