ZIP Code 96105 — Chilcoot-Vinton CDP, CA Demographics & Data

ZIP code 96105 covers Chilcoot-Vinton, CA in Plumas County with a population of about 493.

At a glance, the area shows median age of 43.7 versus a U.S. median of about 38.9.

It sits in telephone area code 530; U.S. House district CA-3; the SACRAMNTO - STKTN - MODESTO media market.

Chilcoot-Vinton, CA fits a retirement-oriented profile (high share of residents 65+ (35.1%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 10.9%; unemployment rate near 0.0%; 22.1% of adults with a bachelor’s degree or higher (about 11.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Construction, and Food services; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $446,400 — about 28% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 88.9% (about 23.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 96105 in Chilcoot-Vinton, CA, a household would need roughly $123,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,868. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Chilcoot-Vinton CDP, CA as Relatively Moderate (composite score 86.4), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (98.6) and flood (87.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Chilcoot-Vinton CDP, CA show little to no average snow and around 11.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 24 for ZIP 96105 (Chilcoot-Vinton CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.