ZIP Code 96106 — Gold Mountain CDP, CA Demographics & Data

ZIP code 96106 covers Gold Mountain, CA in Plumas County with a population of about 359.

At a glance, the area shows median age of 32.3 versus a U.S. median of about 38.9.

It sits in telephone area code 530; U.S. House district CA-3; the SACRAMNTO - STKTN - MODESTO media market.

On socioeconomic markers, US5 shows a poverty rate of 20.6%; unemployment rate near 23.0%; 30.8% of adults with a bachelor’s degree or higher (about 2.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Professional services; about 9.0% of workers reporting work-from-home (about 6.2 points below the U.S. share (15.2%)); a mean commute of about 61.0 minutes (U.S. average near 26.8).

Median home value is about $519,700 — about 49% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 52.2% (about 13.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 96106 in Gold Mountain, CA, a household would need roughly $143,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,338. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Gold Mountain CDP, CA as Relatively Moderate (composite score 86.4), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (98.6) and flood (87.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Gold Mountain CDP, CA show little to no average snow and around 23.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 18 for ZIP 96106 (Gold Mountain CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.