ZIP Code 96122 — Beckwourth CDP, CA Demographics & Data

ZIP code 96122 covers Beckwourth, CA in Plumas County with a population of about 4,492.

At a glance, the area shows median age of 39.7 (near the U.S. median).

It sits in telephone area code 530; U.S. House district CA-3; the SACRAMNTO - STKTN - MODESTO media market.

Median household income in ZIP 96122 is about $52,096 — about 31% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.3%; unemployment rate near 17.8%; 14.2% of adults with a bachelor’s degree or higher (about 19.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Healthcare, and Transportation; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $239,000 — about 31% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $690 (about 41% below the U.S. median rent ($1,163)), and owner-occupancy near 63.9% (about 1.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 96122 in Beckwourth, CA, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,535. That is about 27% above the local median household income ($52,096), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Beckwourth CDP, CA as Relatively Moderate (composite score 86.4), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (98.6) and flood (87.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Beckwourth CDP, CA show little to no average snow and around 23.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 221 for ZIP 96122 (Beckwourth CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.