ZIP Code 97490 — undefined, OR Demographics & Data

ZIP code 97490 covers OR in Lane County with a population of about 476.

At a glance, the area shows median age of 33.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 458, 541; U.S. House district OR-4; the EUGENE media market.

Median household income in ZIP 97490 is about $135,179 — about 80% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 12.2%; 8.8% of adults with a bachelor’s degree or higher (about 25.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Retail trade, and Transportation; about 47.8% of workers reporting work-from-home (about 32.6 points above the U.S. share (15.2%)); a mean commute of about 96.0 minutes (U.S. average near 26.8).

Median home value is about $385,000 — about 11% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,154 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 82.0% (about 16.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97490 in OR, a household would need roughly $106,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,473. That sits below the local median household income ($135,179), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for OR as Relatively High (composite score 96.4), which is among the highest nationally. The strongest component scores on US5 are flood (97.2) and wildfire (68.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for OR show little to no average snow and around 46.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 24 for ZIP 97490 (OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.