Easiest ZIP codes to buy in Nevada
Top 25 easiest ZIP codes to buy into in Nevada by price-to-income ratio. #1 is 89045 at about 0.9x. Compare buy-in affordability on US5.
These ZIP codes have the lowest median home price-to-income ratios in Nevada — a practical “buy-in difficulty” signal that combines local home values with local earnings.
Lowest ratios on this board: 89045 at about 0.9x; 89832 (Owyhee) at about 1.5x; 89020 (Amargosa Valley) at about 1.9x.
Open a ZIP page for an illustrative “estimated income to buy” figure based on a transparent mortgage model (down payment, rate, taxes, and insurance assumptions).
Open any ZIP for a full demographics, income, and housing profile, or return to the Nevada state page for the complete ZIP table.
Ranked ZIP codes
| # | ZIP | City | County | Price-to-income | Population | Income | Home value |
|---|---|---|---|---|---|---|---|
| 1 | 89045 | — | Nye County | 0.9x | 1,851 | $110,651 | $104,800 |
| 2 | 89832 | Owyhee | Elko County | 1.5x | 1,006 | $54,063 | $81,400 |
| 3 | 89020 | Amargosa Valley | Nye County | 1.9x | 1,854 | $50,266 | $93,200 |
| 4 | 89318 | McGill | White Pine County | 1.9x | 1,043 | $50,446 | $96,300 |
| 5 | 89007 | Bunkerville | Clark County | 2.1x | 1,119 | $149,327 | $320,000 |
| 6 | 89001 | Alamo | Lincoln County | 2.3x | 1,045 | $85,543 | $194,700 |
| 7 | 89820 | Battle Mountain | Lander County | 2.5x | 5,579 | $85,722 | $214,500 |
| 8 | 89301 | Ely | White Pine County | 2.7x | 6,795 | $74,695 | $199,100 |
| 9 | 89883 | West Wendover | Elko County | 2.7x | 4,649 | $47,394 | $126,500 |
| 10 | 89043 | Pioche | Lincoln County | 2.7x | 1,272 | $76,167 | $205,600 |
| 11 | 89419 | Humboldt River Ranch | Pershing County | 2.7x | 5,043 | $66,250 | $179,500 |
| 12 | 89815 | Spring Creek | Elko County | 3.0x | 15,707 | $103,691 | $310,100 |
| 13 | 89822 | Carlin | Eureka County | 3.2x | 2,071 | $61,815 | $197,500 |
| 14 | 89445 | Grass Valley | Humboldt County | 3.2x | 17,188 | $80,801 | $258,200 |
| 15 | 89801 | Elko | Elko County | 3.3x | 26,070 | $83,777 | $278,700 |
| 16 | 89415 | Hawthorne | Mineral County | 3.5x | 3,357 | $52,264 | $184,700 |
| 17 | 89835 | Wells | Elko County | 3.6x | 1,481 | $64,583 | $234,600 |
| 18 | 89040 | Moapa Valley | Clark County | 3.7x | 3,842 | $75,714 | $282,400 |
| 19 | 89021 | Moapa Valley | Clark County | 3.8x | 3,079 | $115,270 | $438,100 |
| 20 | 89042 | Panaca | Lincoln County | 4.0x | 1,334 | $70,568 | $280,600 |
| 21 | 89179 | Enterprise | Clark County | 4.0x | 11,971 | $104,589 | $416,000 |
| 22 | 89408 | Fernley | Churchill County | 4.0x | 24,025 | $87,723 | $352,600 |
| 23 | 89406 | Fernley | Churchill County | 4.1x | 25,536 | $73,268 | $298,000 |
| 24 | 89156 | Sunrise Manor | Clark County | 4.1x | 31,026 | $69,783 | $288,800 |
| 25 | 89085 | North Las Vegas | Clark County | 4.2x | 4,618 | $110,577 | $459,500 |
Frequently asked questions
Which ZIP codes in Nevada are easiest to buy into?
By median home price-to-income ratio, 89045 ranks near the top at about 0.9x. Lower ratios generally mean local incomes go further against local home prices.
How does US5 rank ZIP codes in Nevada?
We rank indexable ZIP codes with both income and home-value data by lowest median home price-to-income ratio (with a population floor).
Where can I explore all ZIP codes in Nevada?
Visit the Nevada state page for the full ZIP table, demographics summary, and sortable income/housing columns.