ZIP Code 95923 — Almanor CDP, CA Demographics & Data

ZIP code 95923 covers Almanor, CA in Plumas County with a population of about 60.

At a glance, the area shows median age of 75.3 versus a U.S. median of about 38.9.

It sits in telephone area code 530; U.S. House district CA-3; the SACRAMNTO - STKTN - MODESTO media market.

Almanor, CA fits a retirement-oriented profile (high share of residents 65+ (53.3%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 95923 is about $54,583 — about 27% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 47.1%; 16.7% of adults with a bachelor’s degree or higher (about 17.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare and Other services; a mean commute of about 7.0 minutes (U.S. average near 26.8).

Median home value is about $729,200 — about 109% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95923 in Almanor, CA, a household would need roughly $201,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,684. That is about 268% above the local median household income ($54,583), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Almanor CDP, CA as Relatively Moderate (composite score 86.4), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (98.6) and flood (87.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Almanor CDP, CA show little to no average snow and around 37.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 3 for ZIP 95923 (Almanor CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.