Easiest ZIP codes to buy in California
Top 25 easiest ZIP codes to buy into in California by price-to-income ratio. #1 is 93562 (Searles Valley) at about 0.9x. Compare buy-in affordability on US5.
These ZIP codes have the lowest median home price-to-income ratios in California — a practical “buy-in difficulty” signal that combines local home values with local earnings.
Lowest ratios on this board: 93562 (Searles Valley) at about 0.9x; 96113 (Patton Village) at about 1.3x; 93516 (Boron) at about 1.4x.
Open a ZIP page for an illustrative “estimated income to buy” figure based on a transparent mortgage model (down payment, rate, taxes, and insurance assumptions).
Open any ZIP for a full demographics, income, and housing profile, or return to the California state page for the complete ZIP table.
Ranked ZIP codes
| # | ZIP | City | County | Price-to-income | Population | Income | Home value |
|---|---|---|---|---|---|---|---|
| 1 | 93562 | Searles Valley | San Bernardino County | 0.9x | 1,822 | $67,643 | $60,200 |
| 2 | 96113 | Patton Village | Lassen County | 1.3x | 2,310 | $54,922 | $72,200 |
| 3 | 93516 | Boron | Kern County | 1.4x | 2,742 | $71,250 | $102,500 |
| 4 | 93201 | Alpaugh | Tulare County | 1.8x | 1,146 | $51,181 | $92,600 |
| 5 | 95134 | San Jose | Santa Clara County | 1.9x | 30,255 | $196,847 | $371,200 |
| 6 | 92241 | Sky Valley | Riverside County | 2.1x | 8,624 | $45,210 | $93,400 |
| 7 | 95464 | Nice | Lake County | 2.1x | 2,417 | $73,157 | $154,100 |
| 8 | 93523 | North Edwards | Kern County | 2.2x | 3,681 | $66,583 | $149,400 |
| 9 | 92283 | Winterhaven | Imperial County | 2.4x | 1,795 | $38,359 | $91,100 |
| 10 | 94089 | Sunnyvale | Santa Clara County | 2.6x | 23,214 | $153,725 | $392,000 |
| 11 | 92365 | — | San Bernardino County | 2.6x | 2,514 | $61,944 | $161,200 |
| 12 | 93239 | Avenal | Kings County | 2.7x | 1,349 | $48,781 | $133,900 |
| 13 | 93555 | Ridgecrest | Kern County | 2.8x | 33,629 | $84,141 | $235,400 |
| 14 | 92230 | Cabazon | Riverside County | 2.9x | 2,105 | $90,068 | $260,100 |
| 15 | 92342 | Silver Lakes | San Bernardino County | 3.1x | 6,677 | $110,586 | $339,700 |
| 16 | 93205 | Bodfish | Kern County | 3.1x | 2,191 | $33,295 | $104,700 |
| 17 | 92276 | Thousand Palms | Riverside County | 3.2x | 7,662 | $80,280 | $260,500 |
| 18 | 95968 | Palermo | Butte County | 3.3x | 1,346 | $37,531 | $122,400 |
| 19 | 92398 | Yermo | San Bernardino County | 3.3x | 1,657 | $56,664 | $185,500 |
| 20 | 93501 | Mojave | Kern County | 3.3x | 5,944 | $55,372 | $183,400 |
| 21 | 95942 | Forest Ranch | Butte County | 3.3x | 2,190 | $153,270 | $508,300 |
| 22 | 93210 | Coalinga | Fresno County | 3.3x | 18,975 | $77,850 | $258,300 |
| 23 | 92233 | Calipatria | Imperial County | 3.3x | 6,837 | $53,282 | $177,200 |
| 24 | 96101 | California Pines | Modoc County | 3.4x | 4,868 | $57,117 | $192,200 |
| 25 | 96020 | Warner Valley | Plumas County | 3.4x | 2,404 | $82,123 | $277,700 |
Frequently asked questions
Which ZIP codes in California are easiest to buy into?
By median home price-to-income ratio, 93562 (Searles Valley) ranks near the top at about 0.9x. Lower ratios generally mean local incomes go further against local home prices.
How does US5 rank ZIP codes in California?
We rank indexable ZIP codes with both income and home-value data by lowest median home price-to-income ratio (with a population floor).
Where can I explore all ZIP codes in California?
Visit the California state page for the full ZIP table, demographics summary, and sortable income/housing columns.