Easiest ZIP codes to buy in Arizona
Top 25 easiest ZIP codes to buy into in Arizona by price-to-income ratio. #1 is 86023 (Grand Canyon Village) at about 0.3x. Compare buy-in affordability on US5.
These ZIP codes have the lowest median home price-to-income ratios in Arizona — a practical “buy-in difficulty” signal that combines local home values with local earnings.
Lowest ratios on this board: 86023 (Grand Canyon Village) at about 0.3x; 86321 (Bagdad) at about 0.6x; 86033 (Chilchinbito) at about 0.8x.
Open a ZIP page for an illustrative “estimated income to buy” figure based on a transparent mortgage model (down payment, rate, taxes, and insurance assumptions).
Open any ZIP for a full demographics, income, and housing profile, or return to the Arizona state page for the complete ZIP table.
Ranked ZIP codes
| # | ZIP | City | County | Price-to-income | Population | Income | Home value |
|---|---|---|---|---|---|---|---|
| 1 | 86023 | Grand Canyon Village | Coconino County | 0.3x | 2,044 | $69,728 | $18,400 |
| 2 | 86321 | Bagdad | Yavapai County | 0.6x | 3,087 | $85,446 | $50,300 |
| 3 | 86033 | Chilchinbito | Navajo County | 0.8x | 8,245 | $47,973 | $38,300 |
| 4 | 85530 | Bylas | Graham County | 0.9x | 2,063 | $42,670 | $36,700 |
| 5 | 86042 | First Mesa | Navajo County | 1.0x | 1,868 | $64,107 | $61,000 |
| 6 | 86504 | Fort Defiance | Apache County | 1.0x | 5,905 | $47,227 | $45,600 |
| 7 | 86540 | Nazlini | Apache County | 1.0x | 1,087 | $24,286 | $25,400 |
| 8 | 86053 | Kaibito | Coconino County | 1.2x | 2,204 | $42,134 | $48,500 |
| 9 | 86035 | Leupp | Coconino County | 1.2x | 1,784 | $51,765 | $59,700 |
| 10 | 86511 | St. Michaels | Apache County | 1.2x | 3,440 | $39,342 | $48,000 |
| 11 | 86556 | Tsaile | Apache County | 1.3x | 2,894 | $27,500 | $35,000 |
| 12 | 86503 | Chinle | Apache County | 1.3x | 10,122 | $30,313 | $39,500 |
| 13 | 86505 | Burnside | Apache County | 1.3x | 6,978 | $26,897 | $35,700 |
| 14 | 85550 | San Carlos | Gila County | 1.3x | 5,619 | $50,181 | $66,900 |
| 15 | 86045 | Tuba City | Coconino County | 1.4x | 10,691 | $49,559 | $67,700 |
| 16 | 85533 | Clifton | Greenlee County | 1.4x | 2,340 | $62,500 | $86,200 |
| 17 | 85936 | St. Johns | Apache County | 1.4x | 3,966 | $127,227 | $178,600 |
| 18 | 85620 | Naco | Cochise County | 1.4x | 1,105 | $51,161 | $74,000 |
| 19 | 86507 | Lukachukai | Apache County | 1.5x | 2,143 | $33,015 | $48,800 |
| 20 | 86040 | Page | Coconino County | 1.5x | 10,627 | $82,544 | $124,600 |
| 21 | 86514 | Teec Nos Pos | Apache County | 1.6x | 2,762 | $44,722 | $70,700 |
| 22 | 86506 | Houck | Apache County | 1.6x | 1,343 | $29,018 | $46,600 |
| 23 | 86020 | Cameron | Coconino County | 1.6x | 1,879 | $36,310 | $59,900 |
| 24 | 85542 | Peridot | Graham County | 1.7x | 2,868 | $30,691 | $52,000 |
| 25 | 85348 | Vicksburg | La Paz County | 1.7x | 2,201 | $57,340 | $98,600 |
Frequently asked questions
Which ZIP codes in Arizona are easiest to buy into?
By median home price-to-income ratio, 86023 (Grand Canyon Village) ranks near the top at about 0.3x. Lower ratios generally mean local incomes go further against local home prices.
How does US5 rank ZIP codes in Arizona?
We rank indexable ZIP codes with both income and home-value data by lowest median home price-to-income ratio (with a population floor).
Where can I explore all ZIP codes in Arizona?
Visit the Arizona state page for the full ZIP table, demographics summary, and sortable income/housing columns.