Most affordable ZIP codes in Kentucky
Top 25 most affordable ZIP codes in Kentucky by median home value. #1 is 41348 at about $23,200. Compare housing affordability on US5.
These ZIP codes have the lowest median home values in Kentucky among areas with enough population for a meaningful comparison.
Statewide, the average median home value across ZIP codes is about $149,136. The codes below sit toward the more affordable end of that distribution.
Most affordable on this board: 41348 at about $23,200; 41262 at about $42,600; 41773 (Vicco) at about $45,200.
Open any ZIP for a full demographics, income, and housing profile, or return to the Kentucky state page for the complete ZIP table.
Ranked ZIP codes
| # | ZIP | City | County | Home value | Population | Income | Home value |
|---|---|---|---|---|---|---|---|
| 1 | 41348 | — | Breathitt County | $23,200 | 1,220 | $34,223 | $23,200 |
| 2 | 41262 | — | Martin County | $42,600 | 1,528 | $75,012 | $42,600 |
| 3 | 41773 | Vicco | Knott County | $45,200 | 1,089 | $43,352 | $45,200 |
| 4 | 40935 | Flat Lick | Knox County | $50,900 | 1,979 | $21,707 | $50,900 |
| 5 | 40972 | Oneida | Clay County | $53,300 | 1,443 | $55,842 | $53,300 |
| 6 | 40828 | Ages | Harlan County | $53,500 | 4,431 | $39,340 | $53,500 |
| 7 | 41804 | Blackey | Letcher County | $54,800 | 1,202 | $80,705 | $54,800 |
| 8 | 42634 | — | McCreary County | $54,800 | 1,840 | $24,835 | $54,800 |
| 9 | 41669 | Wheelwright | Floyd County | $56,000 | 1,001 | $41,719 | $56,000 |
| 10 | 41840 | Fleming-Neon | Letcher County | $56,400 | 1,064 | $56,786 | $56,400 |
| 11 | 40009 | Bradfordsville | Marion County | $58,200 | 1,564 | $59,250 | $58,200 |
| 12 | 41555 | — | Pike County | $58,200 | 1,017 | $67,115 | $58,200 |
| 13 | 41838 | Millstone | Letcher County | $59,700 | 1,033 | $32,401 | $59,700 |
| 14 | 41776 | — | Leslie County | $60,300 | 1,179 | $34,677 | $60,300 |
| 15 | 41539 | — | Pike County | $60,700 | 1,486 | $58,160 | $60,700 |
| 16 | 40810 | — | Harlan County | $63,600 | 1,403 | $38,214 | $63,600 |
| 17 | 42410 | Earlington | Hopkins County | $64,400 | 1,113 | $34,904 | $64,400 |
| 18 | 42647 | Stearns | McCreary County | $66,300 | 3,743 | $35,179 | $66,300 |
| 19 | 41649 | Martin | Floyd County | $68,800 | 2,275 | $37,681 | $68,800 |
| 20 | 41141 | Garrison | Lewis County | $68,900 | 2,516 | $36,840 | $68,900 |
| 21 | 41777 | — | Leslie County | $68,900 | 1,264 | $41,350 | $68,900 |
| 22 | 41267 | Warfield | Martin County | $69,400 | 1,648 | — | $69,400 |
| 23 | 41339 | Jackson | Breathitt County | $71,000 | 10,563 | $41,144 | $71,000 |
| 24 | 42337 | Drakesboro | Muhlenberg County | $71,500 | 1,611 | $33,877 | $71,500 |
| 25 | 41844 | Pippa Passes | Knott County | $72,400 | 1,285 | $30,083 | $72,400 |
Frequently asked questions
What are the most affordable ZIP codes in Kentucky?
By median home value, 41348 is near the top of the affordable list at about $23,200. Compare the ranked table below for more options.
How does US5 rank ZIP codes in Kentucky?
We rank indexable ZIP codes with positive median home values and a population floor from low to high home value.
Where can I explore all ZIP codes in Kentucky?
Visit the Kentucky state page for the full ZIP table, demographics summary, and sortable income/housing columns.